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A secure (encrypted) online spreadsheet is a practical tool to manage money for any purpose - personal budget, family, household or home budget - without the need to manage software. (More.)
A budgeting spreadsheet with date-shifting is much easier to use for debt management, managing income and expenses, saving money and planning. We offer a 3-day trial and low cost.
Low cost licensing is available to banks and credit unions (BCU), for debt and credit counseling (DCC), to hospitals (HOS), to universities (UNIV), and as a teaching aid in the classroom (EDU). Special licensing is available to the military and to qualified veterans organizations (MIL).
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